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credit union

Texar

Texarkana, TX · Est. 1951
A
Trust Grade
Excellent
Score: 95/100

Texar is a credit union based in Texarkana, Texas, established in 1951, with $445 million in total assets serving 28,131 members. By Trust Grade it ranks 142nd of 379 credit unions we track in Texas. Its net worth ratio of 16.0% is stronger than 90% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Texar appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$444.7M
$100M–1B institution
Members
28,131
Shares & deposits
Net worth ratio
16.0%
Top 10% of $100M–1B peers · Texas median 13.5%
Return on assets
0.7%
Top 50% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#142
of 379 credit unions

How Texar compares to Texas peers

Net worth ratio
Top 10% of $100M–1B peers
Texar
16.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Texar
0.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texar

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (16.0% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texar over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texar insured?

Yes. Texar is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texar: frequently asked questions

Is Texar a good credit union?

Texar earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Profitable (ROA 0.69%).

Is Texar NCUA-insured?

Yes. Texar is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texar?

Texar holds $445 million in total assets, ranking 142nd of 379 credit unions we track in Texas. It serves 28,131 members.

Does Texar have CFPB complaints?

No CFPB complaints against Texar appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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