Texell
Texell is a credit union based in Temple, Texas, established in 1948, with $791 million in total assets serving 54,334 members. By Trust Grade it ranks 202nd of 379 credit unions we track in Texas. Its net worth ratio of 10.4% trails most similarly sized credit unions (36th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Texell appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texell compares to Texas peers
How we graded Texell
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texell over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Texell insured?
Yes. Texell is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texell: frequently asked questions
Is Texell a good credit union?
Texell earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Strongly profitable (ROA 1.40%).
Is Texell NCUA-insured?
Yes. Texell is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Texell?
Texell holds $791 million in total assets, ranking 202nd of 379 credit unions we track in Texas. It serves 54,334 members.
Does Texell have CFPB complaints?
No CFPB complaints against Texell appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
