Skip to main content
credit union

Generations Community

San Antonio, TX · Est. 1940
B
Trust Grade
Strong
Score: 82/100

Generations Community is a credit union based in San Antonio, Texas, established in 1940, with $750 million in total assets serving 47,193 members. By Trust Grade it ranks 305th of 379 credit unions we track in Texas. Its net worth ratio of 9.1% trails most similarly sized credit unions (16th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Generations Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$750.4M
$100M–1B institution
Members
47,193
Shares & deposits
Net worth ratio
9.1%
Bottom 16% of $100M–1B peers · Texas median 13.5%
Return on assets
0.3%
Bottom 24% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#305
of 379 credit unions

How Generations Community compares to Texas peers

Net worth ratio
Bottom 16% of $100M–1B peers
Generations Community
9.1%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
Generations Community
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Generations Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.1% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Generations Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Generations Community insured?

Yes. Generations Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Generations Community: frequently asked questions

Is Generations Community a good credit union?

Generations Community earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.32%).

Is Generations Community NCUA-insured?

Yes. Generations Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Generations Community?

Generations Community holds $750 million in total assets, ranking 305th of 379 credit unions we track in Texas. It serves 47,193 members.

Does Generations Community have CFPB complaints?

No CFPB complaints against Generations Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Primeway
credit union · Houston, TX · $732M assets
Members Choice
credit union · Houston, TX · $728M assets
Texell
credit union · Temple, TX · $791M assets
Smart Financial
credit union · Houston, TX · $806M assets
Complex Community
credit union · Odessa, TX · $812M assets
Abilene Teachers
credit union · Abilene, TX · $682M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →