Skip to main content
credit union

Texarkana Terminal Employees

Texarkana, TX · Est. 1948
B
Trust Grade
Strong
Score: 88/100

Texarkana Terminal Employees is a credit union based in Texarkana, Texas, established in 1948, with $11 million in total assets serving 1,271 members. By Trust Grade it ranks 242nd of 379 credit unions we track in Texas. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Texarkana Terminal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.8M
<$100M institution
Members
1,271
Shares & deposits
Net worth ratio
9.7%
Bottom 15% of <$100M peers · Texas median 13.5%
Return on assets
0.8%
Top 42% of <$100M peers · Texas median 0.58%
Rank in Texas
#242
of 379 credit unions

How Texarkana Terminal Employees compares to Texas peers

Net worth ratio
Bottom 15% of <$100M peers
Texarkana Terminal
9.7%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of <$100M peers
Texarkana Terminal
0.8%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texarkana Terminal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texarkana Terminal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texarkana Terminal Employees insured?

Yes. Texarkana Terminal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texarkana Terminal Employees: frequently asked questions

Is Texarkana Terminal Employees a good credit union?

Texarkana Terminal Employees earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.76%).

Is Texarkana Terminal Employees NCUA-insured?

Yes. Texarkana Terminal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texarkana Terminal Employees?

Texarkana Terminal Employees holds $11 million in total assets, ranking 242nd of 379 credit unions we track in Texas. It serves 1,271 members.

Does Texarkana Terminal Employees have CFPB complaints?

No CFPB complaints against Texarkana Terminal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Hale County Teachers
credit union · Plainview, TX · $11M assets
Pampa Teachers
credit union · Pampa, TX · $11M assets
Methodist Hospital Employees
credit union · Dallas, TX · $11M assets
J.C.T.
credit union · Edna, TX · $11M assets
Met Tran
credit union · Houston, TX · $11M assets
Vatat
credit union · Austin, TX · $11M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →