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credit union

Pampa Teachers

Pampa, TX · Est. 1937
D
Trust Grade
Below average
Score: 63/100

Pampa Teachers is a credit union based in Pampa, Texas, established in 1937, with $11 million in total assets serving 1,828 members. By Trust Grade it ranks 375th of 379 credit unions we track in Texas. Its net worth ratio of 9.4% trails most similarly sized credit unions (13th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-6.68% return on assets), a point to watch. No consumer complaints against Pampa Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.8M
<$100M institution
Members
1,828
Shares & deposits
Net worth ratio
9.4%
Bottom 13% of <$100M peers · Texas median 13.5%
Return on assets
-6.7%
Bottom 1% of <$100M peers · Texas median 0.58%
Rank in Texas
#375
of 379 credit unions

How Pampa Teachers compares to Texas peers

Net worth ratio
Bottom 13% of <$100M peers
Pampa Teachers
9.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of <$100M peers
Pampa Teachers
-6.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Pampa Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
63/100
Customer experience
n/a
Overall
D · 63
  • Well-capitalized (9.4% capital ratio)
  • Unprofitable over the period (ROA -6.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pampa Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pampa Teachers insured?

Yes. Pampa Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pampa Teachers: frequently asked questions

Is Pampa Teachers a good credit union?

Pampa Teachers earns a Bankzia Trust Grade of D (63/100, "Below average"), based on a financial-strength score of 63/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Unprofitable over the period (ROA -6.68%).

Is Pampa Teachers NCUA-insured?

Yes. Pampa Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pampa Teachers?

Pampa Teachers holds $11 million in total assets, ranking 375th of 379 credit unions we track in Texas. It serves 1,828 members.

Does Pampa Teachers have CFPB complaints?

No CFPB complaints against Pampa Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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