Texoma Community
Texoma Community is a credit union based in Wichita Falls, Texas, established in 1953, with $315 million in total assets serving 28,049 members. By Trust Grade it ranks 235th of 379 credit unions we track in Texas. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.11% return on assets. No consumer complaints against Texoma Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texoma Community compares to Texas peers
How we graded Texoma Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texoma Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Texoma Community insured?
Yes. Texoma Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texoma Community: frequently asked questions
Is Texoma Community a good credit union?
Texoma Community earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.11%).
Is Texoma Community NCUA-insured?
Yes. Texoma Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Texoma Community?
Texoma Community holds $315 million in total assets, ranking 235th of 379 credit unions we track in Texas. It serves 28,049 members.
Does Texoma Community have CFPB complaints?
No CFPB complaints against Texoma Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
