Evolve
Evolve is a credit union based in El Paso, Texas, established in 1936, with $324 million in total assets serving 14,099 members. By Trust Grade it ranks 287th of 379 credit unions we track in Texas. Its net worth ratio of 10.7% trails most similarly sized credit unions (41th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against Evolve appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Evolve compares to Texas peers
How we graded Evolve
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Unprofitable over the period (ROA -0.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Evolve over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Evolve insured?
Yes. Evolve is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Evolve: frequently asked questions
Is Evolve a good credit union?
Evolve earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Unprofitable over the period (ROA -0.19%).
Is Evolve NCUA-insured?
Yes. Evolve is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Evolve?
Evolve holds $324 million in total assets, ranking 287th of 379 credit unions we track in Texas. It serves 14,099 members.
Does Evolve have CFPB complaints?
No CFPB complaints against Evolve appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
