Wichita Falls
Wichita Falls is a credit union based in Wichita Falls, Texas, established in 1949, with $35 million in total assets serving 2,766 members. By Trust Grade it ranks 149th of 379 credit unions we track in Texas. Its net worth ratio of 11.9% trails most similarly sized credit unions (32th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Wichita Falls appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wichita Falls compares to Texas peers
How we graded Wichita Falls
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Profitable (ROA 0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wichita Falls over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wichita Falls insured?
Yes. Wichita Falls is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wichita Falls: frequently asked questions
Is Wichita Falls a good credit union?
Wichita Falls earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.52%).
Is Wichita Falls NCUA-insured?
Yes. Wichita Falls is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wichita Falls?
Wichita Falls holds $35 million in total assets, ranking 149th of 379 credit unions we track in Texas. It serves 2,766 members.
Does Wichita Falls have CFPB complaints?
No CFPB complaints against Wichita Falls appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
