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credit union

Members First

Brigham City, UT · Est. 1958
A
Trust Grade
Excellent
Score: 98/100

Members First is a credit union based in Brigham City, Utah, established in 1958, with $206 million in total assets serving 13,576 members. By Trust Grade it ranks 10th of 52 credit unions we track in Utah. Its net worth ratio of 14.7% is stronger than 85% of similarly sized credit unions, versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Members First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$206.1M
$100M–1B institution
Members
13,576
Shares & deposits
Net worth ratio
14.7%
Top 15% of $100M–1B peers · Utah median 12.1%
Return on assets
1.9%
Top 4% of $100M–1B peers · Utah median 0.87%
Rank in Utah
#10
of 52 credit unions

How Members First compares to Utah peers

Net worth ratio
Top 15% of $100M–1B peers
Members First
14.7%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Members First
1.9%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Members First

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.7% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members First over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members First insured?

Yes. Members First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members First: frequently asked questions

Is Members First a good credit union?

Members First earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.91%).

Is Members First NCUA-insured?

Yes. Members First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members First?

Members First holds $206 million in total assets, ranking 10th of 52 credit unions we track in Utah. It serves 13,576 members.

Does Members First have CFPB complaints?

No CFPB complaints against Members First appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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