Desert Rivers
Desert Rivers is a credit union based in Moab, Utah, established in 1957, with $113 million in total assets serving 8,499 members. By Trust Grade it ranks 49th of 52 credit unions we track in Utah. Its net worth ratio of 8.5% trails most similarly sized credit unions (8th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Desert Rivers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Desert Rivers compares to Utah peers
How we graded Desert Rivers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.03%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Desert Rivers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Desert Rivers insured?
Yes. Desert Rivers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Desert Rivers: frequently asked questions
Is Desert Rivers a good credit union?
Desert Rivers earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.03%).
Is Desert Rivers NCUA-insured?
Yes. Desert Rivers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Desert Rivers?
Desert Rivers holds $113 million in total assets, ranking 49th of 52 credit unions we track in Utah. It serves 8,499 members.
Does Desert Rivers have CFPB complaints?
No CFPB complaints against Desert Rivers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
