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credit union

Millard County

Fillmore, UT · Est. 1956
A
Trust Grade
Excellent
Score: 97/100

Millard County is a credit union based in Fillmore, Utah, established in 1956, with $64 million in total assets serving 4,561 members. By Trust Grade it ranks 14th of 52 credit unions we track in Utah. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Millard County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$64.3M
<$100M institution
Members
4,561
Shares & deposits
Net worth ratio
11.7%
Bottom 30% of <$100M peers · Utah median 12.1%
Return on assets
1.0%
Top 31% of <$100M peers · Utah median 0.87%
Rank in Utah
#14
of 52 credit unions

How Millard County compares to Utah peers

Net worth ratio
Bottom 30% of <$100M peers
Millard County
11.7%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
Millard County
1.0%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Millard County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Millard County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Millard County insured?

Yes. Millard County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Millard County: frequently asked questions

Is Millard County a good credit union?

Millard County earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.00%).

Is Millard County NCUA-insured?

Yes. Millard County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Millard County?

Millard County holds $64 million in total assets, ranking 14th of 52 credit unions we track in Utah. It serves 4,561 members.

Does Millard County have CFPB complaints?

No CFPB complaints against Millard County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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