Nephi Western Employees
Nephi Western Employees is a credit union based in Nephi, Utah, established in 1950, with $46 million in total assets serving 2,916 members. By Trust Grade it ranks 1st of 52 credit unions we track in Utah. Its net worth ratio of 34.3% is stronger than 96% of similarly sized credit unions, versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Nephi Western Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Nephi Western Employees compares to Utah peers
How we graded Nephi Western Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (34.3% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Nephi Western Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Nephi Western Employees insured?
Yes. Nephi Western Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Nephi Western Employees: frequently asked questions
Is Nephi Western Employees a good credit union?
Nephi Western Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (34.3% capital ratio); Strongly profitable (ROA 1.39%).
Is Nephi Western Employees NCUA-insured?
Yes. Nephi Western Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Nephi Western Employees?
Nephi Western Employees holds $46 million in total assets, ranking 1st of 52 credit unions we track in Utah. It serves 2,916 members.
Does Nephi Western Employees have CFPB complaints?
No CFPB complaints against Nephi Western Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
