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credit union

Utah Community

Provo, UT · Est. 1955
A
Trust Grade
Excellent
Score: 92/100

Utah Community is a credit union based in Provo, Utah, established in 1955, with $3.9 billion in total assets serving 268,370 members. By Trust Grade it ranks 26th of 52 credit unions we track in Utah. Its net worth ratio of 10.5% trails most similarly sized credit unions (42th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Utah Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.9B
$1B–10B institution
Members
268,370
Shares & deposits
Net worth ratio
10.5%
Bottom 42% of $1B–10B peers · Utah median 12.1%
Return on assets
1.0%
Top 26% of $1B–10B peers · Utah median 0.87%
Rank in Utah
#26
of 52 credit unions

How Utah Community compares to Utah peers

Net worth ratio
Bottom 42% of $1B–10B peers
Utah Community
10.5%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $1B–10B peers
Utah Community
1.0%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Utah Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Utah Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Utah Community insured?

Yes. Utah Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Utah Community: frequently asked questions

Is Utah Community a good credit union?

Utah Community earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Strongly profitable (ROA 1.01%).

Is Utah Community NCUA-insured?

Yes. Utah Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Utah Community?

Utah Community holds $3.9 billion in total assets, ranking 26th of 52 credit unions we track in Utah. It serves 268,370 members.

Does Utah Community have CFPB complaints?

No CFPB complaints against Utah Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Cyprus
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Deseret First
credit union · West Valley Cit, UT · $1.3B assets
Utah First
credit union · Salt Lake City, UT · $1.2B assets
Utah Power
credit union · Murray, UT · $1.1B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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