Valley Wide
Valley Wide is a credit union based in Vernal, Utah, established in 1961, with $448 thousand in total assets serving 151 members. By Trust Grade it ranks 20th of 52 credit unions we track in Utah. Its net worth ratio of 30.4% is stronger than 95% of similarly sized credit unions, versus a Utah median of 12.1%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Valley Wide appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley Wide compares to Utah peers
How we graded Valley Wide
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (30.4% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley Wide over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley Wide insured?
Yes. Valley Wide is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley Wide: frequently asked questions
Is Valley Wide a good credit union?
Valley Wide earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (30.4% capital ratio); Profitable (ROA 0.47%).
Is Valley Wide NCUA-insured?
Yes. Valley Wide is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley Wide?
Valley Wide holds $0 million in total assets, ranking 20th of 52 credit unions we track in Utah. It serves 151 members.
Does Valley Wide have CFPB complaints?
No CFPB complaints against Valley Wide appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
