credit union

Valley Wide

Vernal, UT · Est. 1961
A
Trust Grade
Excellent
Score: 94/100

Valley Wide is a credit union based in Vernal, Utah, established in 1961, with $448 thousand in total assets serving 151 members. By Trust Grade it ranks 20th of 52 credit unions we track in Utah. Its net worth ratio of 30.4% is stronger than 95% of similarly sized credit unions, versus a Utah median of 12.1%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Valley Wide appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$448K
<$100M institution
Members
151
Shares & deposits
—
Net worth ratio
30.4%
Top 5% of <$100M peers · Utah median 12.1%
Return on assets
0.5%
Bottom 43% of <$100M peers · Utah median 0.87%
Rank in Utah
#20
of 52 credit unions

How Valley Wide compares to Utah peers

Net worth ratio
Top 5% of <$100M peers
Valley Wide
30.4%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of <$100M peers
Valley Wide
0.5%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Valley Wide

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (30.4% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Valley Wide over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Valley Wide insured?

Yes. Valley Wide is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Valley Wide: frequently asked questions

Is Valley Wide a good credit union?

Valley Wide earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (30.4% capital ratio); Profitable (ROA 0.47%).

Is Valley Wide NCUA-insured?

Yes. Valley Wide is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Valley Wide?

Valley Wide holds $0 million in total assets, ranking 20th of 52 credit unions we track in Utah. It serves 151 members.

Does Valley Wide have CFPB complaints?

No CFPB complaints against Valley Wide appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Presto Lewiston Employees
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Beckstrand And Associates
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South Sanpete
credit union · Manti, UT · $1M assets
North Sanpete
credit union · Fairview, UT · $1M assets
Flexpak
credit union · Woods Cross, UT · $2M assets
Orem City Employees
credit union · Orem, UT · $3M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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