Heritage Family
Heritage Family is a credit union based in Rutland, Vermont, established in 1956, with $853 million in total assets serving 54,726 members. By Trust Grade it ranks 3rd of 13 credit unions we track in Vermont. Its net worth ratio of 11.9% is stronger than 59% of similarly sized credit unions, versus a Vermont median of 10.7%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Heritage Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heritage Family compares to Vermont peers
How we graded Heritage Family
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Profitable (ROA 0.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heritage Family over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Heritage Family insured?
Yes. Heritage Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heritage Family: frequently asked questions
Is Heritage Family a good credit union?
Heritage Family earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.45%).
Is Heritage Family NCUA-insured?
Yes. Heritage Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Heritage Family?
Heritage Family holds $853 million in total assets, ranking 3rd of 13 credit unions we track in Vermont. It serves 54,726 members.
Does Heritage Family have CFPB complaints?
No CFPB complaints against Heritage Family appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
