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credit union

Commonwealth One

Alexandria, VA · Est. 1944
D
Trust Grade
Below average
Score: 68/100

Commonwealth One is a credit union based in Alexandria, Virginia, established in 1944, with $509 million in total assets serving 28,734 members. By Trust Grade it ranks 92nd of 95 credit unions we track in Virginia. Its net worth ratio of 7.7% trails most similarly sized credit unions (3th percentile), versus a Virginia median of 11.9%. It posted a loss over the most recent period (-0.70% return on assets), a point to watch. No consumer complaints against Commonwealth One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$509.3M
$100M–1B institution
Members
28,734
Shares & deposits
Net worth ratio
7.7%
Bottom 3% of $100M–1B peers · Virginia median 11.9%
Return on assets
-0.7%
Bottom 2% of $100M–1B peers · Virginia median 0.56%
Rank in Virginia
#92
of 95 credit unions

How Commonwealth One compares to Virginia peers

Net worth ratio
Bottom 3% of $100M–1B peers
Commonwealth One
7.7%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $100M–1B peers
Commonwealth One
-0.7%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Commonwealth One

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
68/100
Customer experience
n/a
Overall
D · 68
  • Well-capitalized (7.7% capital ratio)
  • Unprofitable over the period (ROA -0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commonwealth One over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Commonwealth One insured?

Yes. Commonwealth One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commonwealth One: frequently asked questions

Is Commonwealth One a good credit union?

Commonwealth One earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Unprofitable over the period (ROA -0.70%).

Is Commonwealth One NCUA-insured?

Yes. Commonwealth One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Commonwealth One?

Commonwealth One holds $509 million in total assets, ranking 92nd of 95 credit unions we track in Virginia. It serves 28,734 members.

Does Commonwealth One have CFPB complaints?

No CFPB complaints against Commonwealth One appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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