Henrico
Henrico is a credit union based in Henrico, Virginia, established in 1967, with $501 million in total assets serving 31,449 members. By Trust Grade it ranks 49th of 95 credit unions we track in Virginia. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Henrico appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Henrico compares to Virginia peers
How we graded Henrico
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Henrico over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Henrico insured?
Yes. Henrico is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Henrico: frequently asked questions
Is Henrico a good credit union?
Henrico earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.85%).
Is Henrico NCUA-insured?
Yes. Henrico is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Henrico?
Henrico holds $501 million in total assets, ranking 49th of 95 credit unions we track in Virginia. It serves 31,449 members.
Does Henrico have CFPB complaints?
No CFPB complaints against Henrico appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
