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credit union

State Department

Alexandria, VA · Est. 1935
B
Trust Grade
Strong
Score: 89/100

State Department is a credit union based in Alexandria, Virginia, established in 1935, with $2.9 billion in total assets serving 85,954 members. By Trust Grade it ranks 55th of 95 credit unions we track in Virginia. Its net worth ratio of 10.7% trails most similarly sized credit unions (47th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against State Department appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9B
$1B–10B institution
Members
85,954
Shares & deposits
Net worth ratio
10.7%
Bottom 47% of $1B–10B peers · Virginia median 11.9%
Return on assets
0.5%
Bottom 29% of $1B–10B peers · Virginia median 0.56%
Rank in Virginia
#55
of 95 credit unions

How State Department compares to Virginia peers

Net worth ratio
Bottom 47% of $1B–10B peers
State Department
10.7%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $1B–10B peers
State Department
0.5%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded State Department

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Department over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at State Department insured?

Yes. State Department is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Department: frequently asked questions

Is State Department a good credit union?

State Department earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.48%).

Is State Department NCUA-insured?

Yes. State Department is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is State Department?

State Department holds $2.9 billion in total assets, ranking 55th of 95 credit unions we track in Virginia. It serves 85,954 members.

Does State Department have CFPB complaints?

No CFPB complaints against State Department appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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