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credit union

Northwest

Herndon, VA · Est. 1947
A
Trust Grade
Excellent
Score: 93/100

Northwest is a credit union based in Herndon, Virginia, established in 1947, with $4.5 billion in total assets serving 267,951 members. By Trust Grade it ranks 40th of 95 credit unions we track in Virginia. Its net worth ratio of 11.8% is stronger than 68% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Northwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5B
$1B–10B institution
Members
267,951
Shares & deposits
Net worth ratio
11.8%
Top 32% of $1B–10B peers · Virginia median 11.9%
Return on assets
0.4%
Bottom 23% of $1B–10B peers · Virginia median 0.56%
Rank in Virginia
#40
of 95 credit unions

How Northwest compares to Virginia peers

Net worth ratio
Top 32% of $1B–10B peers
Northwest
11.8%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $1B–10B peers
Northwest
0.4%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Northwest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northwest over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northwest insured?

Yes. Northwest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northwest: frequently asked questions

Is Northwest a good credit union?

Northwest earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.41%).

Is Northwest NCUA-insured?

Yes. Northwest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northwest?

Northwest holds $4.5 billion in total assets, ranking 40th of 95 credit unions we track in Virginia. It serves 267,951 members.

Does Northwest have CFPB complaints?

No CFPB complaints against Northwest appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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