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credit union

Augusta Health Care Credit Union

Fishersville, VA · Est. 1964
A
Trust Grade
Excellent
Score: 98/100

Augusta Health Care Credit Union is a credit union based in Fishersville, Virginia, established in 1964, with $15 million in total assets serving 1,433 members. By Trust Grade it ranks 16th of 95 credit unions we track in Virginia. Its net worth ratio of 21.2% is stronger than 81% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Augusta Health Care Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.9M
<$100M institution
Members
1,433
Shares & deposits
Net worth ratio
21.2%
Top 19% of <$100M peers · Virginia median 11.9%
Return on assets
1.6%
Top 13% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#16
of 95 credit unions

How Augusta Health Care Credit Union compares to Virginia peers

Net worth ratio
Top 19% of <$100M peers
Augusta Health
21.2%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Augusta Health
1.6%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Augusta Health Care Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.2% capital ratio)
  • Strongly profitable (ROA 1.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Augusta Health Care Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Augusta Health Care Credit Union insured?

Yes. Augusta Health Care Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Augusta Health Care Credit Union: frequently asked questions

Is Augusta Health Care Credit Union a good credit union?

Augusta Health Care Credit Union earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.2% capital ratio); Strongly profitable (ROA 1.58%).

Is Augusta Health Care Credit Union NCUA-insured?

Yes. Augusta Health Care Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Augusta Health Care Credit Union?

Augusta Health Care Credit Union holds $15 million in total assets, ranking 16th of 95 credit unions we track in Virginia. It serves 1,433 members.

Does Augusta Health Care Credit Union have CFPB complaints?

No CFPB complaints against Augusta Health Care Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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