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credit union

Glamorgan Employees

Lynchburg, VA · Est. 1969
73/ 100
Trust Grade
Average
73 out of 100

Glamorgan Employees is a credit union based in Lynchburg, Virginia, established in 1969, with $2 million in total assets serving 292 members. By Trust Grade it ranks 86th of 95 credit unions we track in Virginia. Its net worth ratio of 23.6% is stronger than 87% of similarly sized credit unions, versus a Virginia median of 11.9%. It posted a loss over the most recent period (-21.45% return on assets), a point to watch. No consumer complaints against Glamorgan Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1M
<$100M institution
Members
292
Shares & deposits
Net worth ratio
23.6%
Top 13% of <$100M peers · Virginia median 11.9%
Return on assets
-21.5%
Bottom 0% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#86
of 95 credit unions

How Glamorgan Employees compares to Virginia peers

Net worth ratio
Top 13% of <$100M peers
Glamorgan Employees
23.6%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of <$100M peers
Glamorgan Employees
-21.5%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Glamorgan Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
73/100
  • Strongly capitalized (23.6% capital ratio)
  • Unprofitable over the period (ROA -21.45%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Glamorgan Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Glamorgan Employees insured?

Yes. Glamorgan Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Glamorgan Employees: frequently asked questions

Is Glamorgan Employees a good credit union?

Glamorgan Employees earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (23.6% capital ratio); Unprofitable over the period (ROA -21.45%).

Is Glamorgan Employees NCUA-insured?

Yes. Glamorgan Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Glamorgan Employees?

Glamorgan Employees holds $2 million in total assets, ranking 86th of 95 credit unions we track in Virginia. It serves 292 members.

Does Glamorgan Employees have CFPB complaints?

No CFPB complaints against Glamorgan Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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