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credit union

Agriculture

Merrifield, VA · Est. 1934
95/ 100
Trust Grade
Excellent
95 out of 100

Agriculture is a credit union based in Merrifield, Virginia, established in 1934, with $353 million in total assets serving 23,827 members. By Trust Grade it ranks 28th of 95 credit unions we track in Virginia. Its net worth ratio of 12.1% is stronger than 61% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Agriculture appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$353.1M
$100M–1B institution
Members
23,827
Shares & deposits
Net worth ratio
12.1%
Top 39% of $100M–1B peers · Virginia median 11.9%
Return on assets
0.6%
Bottom 46% of $100M–1B peers · Virginia median 0.56%
Rank in Virginia
#28
of 95 credit unions

How Agriculture compares to Virginia peers

Net worth ratio
Top 39% of $100M–1B peers
Agriculture
12.1%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $100M–1B peers
Agriculture
0.6%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Agriculture

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (12.1% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Agriculture over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Agriculture insured?

Yes. Agriculture is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Agriculture: frequently asked questions

Is Agriculture a good credit union?

Agriculture earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.63%).

Is Agriculture NCUA-insured?

Yes. Agriculture is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Agriculture?

Agriculture holds $353 million in total assets, ranking 28th of 95 credit unions we track in Virginia. It serves 23,827 members.

Does Agriculture have CFPB complaints?

No CFPB complaints against Agriculture appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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