Whatcom Educational
Whatcom Educational is a credit union based in Bellingham, Washington, established in 1936, with $3.3 billion in total assets serving 170,035 members. By Trust Grade it ranks 40th of 75 credit unions we track in Washington. Its net worth ratio of 11.3% is stronger than 60% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Whatcom Educational appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Whatcom Educational compares to Washington peers
How we graded Whatcom Educational
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Whatcom Educational over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Whatcom Educational insured?
Yes. Whatcom Educational is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Whatcom Educational: frequently asked questions
Is Whatcom Educational a good credit union?
Whatcom Educational earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.57%).
Is Whatcom Educational NCUA-insured?
Yes. Whatcom Educational is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Whatcom Educational?
Whatcom Educational holds $3.3 billion in total assets, ranking 40th of 75 credit unions we track in Washington. It serves 170,035 members.
Does Whatcom Educational have CFPB complaints?
No CFPB complaints against Whatcom Educational appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
