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credit union

Qualstar

Bothell, WA · Est. 1952
A
Trust Grade
Excellent
Score: 98/100

Qualstar is a credit union based in Bothell, Washington, established in 1952, with $923 million in total assets serving 62,575 members. By Trust Grade it ranks 8th of 75 credit unions we track in Washington. Its net worth ratio of 15.9% is stronger than 90% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against Qualstar appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$923.1M
$100M–1B institution
Members
62,575
Shares & deposits
Net worth ratio
15.9%
Top 10% of $100M–1B peers · Washington median 12.4%
Return on assets
1.4%
Top 13% of $100M–1B peers · Washington median 0.56%
Rank in Washington
#8
of 75 credit unions

How Qualstar compares to Washington peers

Net worth ratio
Top 10% of $100M–1B peers
Qualstar
15.9%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
Qualstar
1.4%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Qualstar

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.9% capital ratio)
  • Strongly profitable (ROA 1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Qualstar over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Qualstar insured?

Yes. Qualstar is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Qualstar: frequently asked questions

Is Qualstar a good credit union?

Qualstar earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.9% capital ratio); Strongly profitable (ROA 1.41%).

Is Qualstar NCUA-insured?

Yes. Qualstar is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Qualstar?

Qualstar holds $923 million in total assets, ranking 8th of 75 credit unions we track in Washington. It serves 62,575 members.

Does Qualstar have CFPB complaints?

No CFPB complaints against Qualstar appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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