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credit union

Seattle Metropolitan

Seattle, WA · Est. 1933
B
Trust Grade
Strong
Score: 86/100

Seattle Metropolitan is a credit union based in Seattle, Washington, established in 1933, with $1.1 billion in total assets serving 47,393 members. By Trust Grade it ranks 59th of 75 credit unions we track in Washington. Its net worth ratio of 11.7% is stronger than 66% of similarly sized credit unions, versus a Washington median of 12.4%. It posted a loss over the most recent period (-0.32% return on assets), a point to watch. No consumer complaints against Seattle Metropolitan appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
47,393
Shares & deposits
Net worth ratio
11.7%
Top 34% of $1B–10B peers · Washington median 12.4%
Return on assets
-0.3%
Bottom 1% of $1B–10B peers · Washington median 0.56%
Rank in Washington
#59
of 75 credit unions

How Seattle Metropolitan compares to Washington peers

Net worth ratio
Top 34% of $1B–10B peers
Seattle Metropolitan
11.7%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $1B–10B peers
Seattle Metropolitan
-0.3%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Seattle Metropolitan

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Strongly capitalized (11.7% capital ratio)
  • Unprofitable over the period (ROA -0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Seattle Metropolitan over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Seattle Metropolitan insured?

Yes. Seattle Metropolitan is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Seattle Metropolitan: frequently asked questions

Is Seattle Metropolitan a good credit union?

Seattle Metropolitan earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Unprofitable over the period (ROA -0.32%).

Is Seattle Metropolitan NCUA-insured?

Yes. Seattle Metropolitan is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Seattle Metropolitan?

Seattle Metropolitan holds $1.1 billion in total assets, ranking 59th of 75 credit unions we track in Washington. It serves 47,393 members.

Does Seattle Metropolitan have CFPB complaints?

No CFPB complaints against Seattle Metropolitan appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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