credit union

Granco

Ephrata, WA · Est. 1956
A
Trust Grade
Excellent
Score: 94/100

Granco is a credit union based in Ephrata, Washington, established in 1956, with $98 million in total assets serving 5,053 members. By Trust Grade it ranks 30th of 75 credit unions we track in Washington. Its net worth ratio of 11.9% trails most similarly sized credit unions (32th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Granco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$98.3M
<$100M institution
Members
5,053
Shares & deposits
—
Net worth ratio
11.9%
Bottom 32% of <$100M peers · Washington median 12.4%
Return on assets
0.5%
Bottom 46% of <$100M peers · Washington median 0.56%
Rank in Washington
#30
of 75 credit unions

How Granco compares to Washington peers

Net worth ratio
Bottom 32% of <$100M peers
Granco
11.9%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
Granco
0.5%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Granco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Granco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Granco insured?

Yes. Granco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Granco: frequently asked questions

Is Granco a good credit union?

Granco earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.53%).

Is Granco NCUA-insured?

Yes. Granco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Granco?

Granco holds $98 million in total assets, ranking 30th of 75 credit unions we track in Washington. It serves 5,053 members.

Does Granco have CFPB complaints?

No CFPB complaints against Granco appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Strait View
credit union · Port Angeles, WA · $106M assets
Snocope
credit union · Everett, WA · $89M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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