Waterfront
Waterfront is a credit union based in Seattle, Washington, established in 1964, with $94 million in total assets serving 6,583 members. By Trust Grade it ranks 25th of 75 credit unions we track in Washington. Its net worth ratio of 13.4% trails most similarly sized credit unions (44th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Waterfront appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Waterfront compares to Washington peers
How we graded Waterfront
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Waterfront over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Waterfront insured?
Yes. Waterfront is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Waterfront: frequently asked questions
Is Waterfront a good credit union?
Waterfront earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.68%).
Is Waterfront NCUA-insured?
Yes. Waterfront is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Waterfront?
Waterfront holds $94 million in total assets, ranking 25th of 75 credit unions we track in Washington. It serves 6,583 members.
Does Waterfront have CFPB complaints?
No CFPB complaints against Waterfront appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
