O Bee
O Bee is a credit union based in Lacey, Washington, established in 1955, with $667 million in total assets serving 36,074 members. By Trust Grade it ranks 60th of 75 credit unions we track in Washington. Its net worth ratio of 8.7% trails most similarly sized credit unions (10th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against O Bee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How O Bee compares to Washington peers
How we graded O Bee
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for O Bee over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at O Bee insured?
Yes. O Bee is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
O Bee: frequently asked questions
Is O Bee a good credit union?
O Bee earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.74%).
Is O Bee NCUA-insured?
Yes. O Bee is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is O Bee?
O Bee holds $667 million in total assets, ranking 60th of 75 credit unions we track in Washington. It serves 36,074 members.
Does O Bee have CFPB complaints?
No CFPB complaints against O Bee appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
