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credit union

North Coast

Bellingham, WA · Est. 1938
A
Trust Grade
Excellent
Score: 94/100

North Coast is a credit union based in Bellingham, Washington, established in 1938, with $430 million in total assets serving 20,358 members. By Trust Grade it ranks 35th of 75 credit unions we track in Washington. Its net worth ratio of 13.4% is stronger than 76% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against North Coast appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$429.7M
$100M–1B institution
Members
20,358
Shares & deposits
Net worth ratio
13.4%
Top 24% of $100M–1B peers · Washington median 12.4%
Return on assets
0.5%
Bottom 36% of $100M–1B peers · Washington median 0.56%
Rank in Washington
#35
of 75 credit unions

How North Coast compares to Washington peers

Net worth ratio
Top 24% of $100M–1B peers
North Coast
13.4%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
North Coast
0.5%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded North Coast

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (13.4% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Coast over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at North Coast insured?

Yes. North Coast is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Coast: frequently asked questions

Is North Coast a good credit union?

North Coast earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.49%).

Is North Coast NCUA-insured?

Yes. North Coast is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is North Coast?

North Coast holds $430 million in total assets, ranking 35th of 75 credit unions we track in Washington. It serves 20,358 members.

Does North Coast have CFPB complaints?

No CFPB complaints against North Coast appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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