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credit union

People's Community

Vancouver, WA · Est. 1952
A
Trust Grade
Excellent
Score: 97/100

People's Community is a credit union based in Vancouver, Washington, established in 1952, with $279 million in total assets serving 10,432 members. By Trust Grade it ranks 15th of 75 credit unions we track in Washington. Its net worth ratio of 14.7% is stronger than 85% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against People's Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$279.3M
$100M–1B institution
Members
10,432
Shares & deposits
Net worth ratio
14.7%
Top 15% of $100M–1B peers · Washington median 12.4%
Return on assets
0.9%
Top 38% of $100M–1B peers · Washington median 0.56%
Rank in Washington
#15
of 75 credit unions

How People's Community compares to Washington peers

Net worth ratio
Top 15% of $100M–1B peers
People's Community
14.7%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $100M–1B peers
People's Community
0.9%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded People's Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (14.7% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for People's Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at People's Community insured?

Yes. People's Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

People's Community: frequently asked questions

Is People's Community a good credit union?

People's Community earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.86%).

Is People's Community NCUA-insured?

Yes. People's Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is People's Community?

People's Community holds $279 million in total assets, ranking 15th of 75 credit unions we track in Washington. It serves 10,432 members.

Does People's Community have CFPB complaints?

No CFPB complaints against People's Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Canopy
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Cascade
credit union · Kent, WA · $380M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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