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credit union

Peninsula Community

Shelton, WA · Est. 1935
A
Trust Grade
Excellent
Score: 95/100

Peninsula Community is a credit union based in Shelton, Washington, established in 1935, with $306 million in total assets serving 21,491 members. By Trust Grade it ranks 22nd of 75 credit unions we track in Washington. Its net worth ratio of 11.6% is stronger than 55% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Peninsula Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$306.4M
$100M–1B institution
Members
21,491
Shares & deposits
Net worth ratio
11.6%
Top 45% of $100M–1B peers · Washington median 12.4%
Return on assets
0.8%
Top 40% of $100M–1B peers · Washington median 0.56%
Rank in Washington
#22
of 75 credit unions

How Peninsula Community compares to Washington peers

Net worth ratio
Top 45% of $100M–1B peers
Peninsula Community
11.6%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
Peninsula Community
0.8%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Peninsula Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peninsula Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Peninsula Community insured?

Yes. Peninsula Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peninsula Community: frequently asked questions

Is Peninsula Community a good credit union?

Peninsula Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.83%).

Is Peninsula Community NCUA-insured?

Yes. Peninsula Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Peninsula Community?

Peninsula Community holds $306 million in total assets, ranking 22nd of 75 credit unions we track in Washington. It serves 21,491 members.

Does Peninsula Community have CFPB complaints?

No CFPB complaints against Peninsula Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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