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W. Virginia State Convention

Hilltop, WV · Est. 1984
B
Trust Grade
Strong
Score: 87/100

W. Virginia State Convention is a credit union based in Hilltop, West Virginia, established in 1984, with $378 thousand in total assets serving 195 members. By Trust Grade it ranks 64th of 73 credit unions we track in West Virginia. Its net worth ratio of 8.9% trails most similarly sized credit unions (10th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 2.60% return on assets. No consumer complaints against W. Virginia State Convention appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$378K
<$100M institution
Members
195
Shares & deposits
Net worth ratio
8.9%
Bottom 10% of <$100M peers · West Virginia median 13.5%
Return on assets
2.6%
Top 3% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#64
of 73 credit unions

How W. Virginia State Convention compares to West Virginia peers

Net worth ratio
Bottom 10% of <$100M peers
W. Virginia
8.9%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
W. Virginia
2.6%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded W. Virginia State Convention

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 2.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for W. Virginia State Convention over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at W. Virginia State Convention insured?

Yes. W. Virginia State Convention is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

W. Virginia State Convention: frequently asked questions

Is W. Virginia State Convention a good credit union?

W. Virginia State Convention earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 2.60%).

Is W. Virginia State Convention NCUA-insured?

Yes. W. Virginia State Convention is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is W. Virginia State Convention?

W. Virginia State Convention holds $0 million in total assets, ranking 64th of 73 credit unions we track in West Virginia. It serves 195 members.

Does W. Virginia State Convention have CFPB complaints?

No CFPB complaints against W. Virginia State Convention appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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