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credit union

Metro Community

Huntington, WV · Est. 1953
B
Trust Grade
Strong
Score: 87/100

Metro Community is a credit union based in Huntington, West Virginia, established in 1953, with $51 million in total assets serving 4,643 members. By Trust Grade it ranks 61st of 73 credit unions we track in West Virginia. Its net worth ratio of 9.5% trails most similarly sized credit unions (14th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Metro Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$51.1M
<$100M institution
Members
4,643
Shares & deposits
Net worth ratio
9.5%
Bottom 14% of <$100M peers · West Virginia median 13.5%
Return on assets
0.8%
Top 40% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#61
of 73 credit unions

How Metro Community compares to West Virginia peers

Net worth ratio
Bottom 14% of <$100M peers
Metro Community
9.5%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
Metro Community
0.8%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Metro Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.5% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Metro Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metro Community insured?

Yes. Metro Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metro Community: frequently asked questions

Is Metro Community a good credit union?

Metro Community earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.79%).

Is Metro Community NCUA-insured?

Yes. Metro Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metro Community?

Metro Community holds $51 million in total assets, ranking 61st of 73 credit unions we track in West Virginia. It serves 4,643 members.

Does Metro Community have CFPB complaints?

No CFPB complaints against Metro Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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