Preston
Preston is a credit union based in Kingwood, West Virginia, established in 1978, with $31 million in total assets serving 1,928 members. By Trust Grade it ranks 17th of 73 credit unions we track in West Virginia. Its net worth ratio of 13.5% trails most similarly sized credit unions (45th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Preston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Preston compares to West Virginia peers
How we graded Preston
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Preston over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Preston insured?
Yes. Preston is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Preston: frequently asked questions
Is Preston a good credit union?
Preston earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.08%).
Is Preston NCUA-insured?
Yes. Preston is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Preston?
Preston holds $31 million in total assets, ranking 17th of 73 credit unions we track in West Virginia. It serves 1,928 members.
Does Preston have CFPB complaints?
No CFPB complaints against Preston appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
