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credit union

Community First

Appleton, WI · Est. 1975
A
Trust Grade
Excellent
Score: 98/100

Community First is a credit union based in Appleton, Wisconsin, established in 1975, with $6.7 billion in total assets serving 165,633 members. By Trust Grade it ranks 16th of 99 credit unions we track in Wisconsin. Its net worth ratio of 12.8% is stronger than 79% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Community First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.7B
$1B–10B institution
Members
165,633
Shares & deposits
Net worth ratio
12.8%
Top 21% of $1B–10B peers · Wisconsin median 12%
Return on assets
1.4%
Top 10% of $1B–10B peers · Wisconsin median 0.86%
Rank in Wisconsin
#16
of 99 credit unions

How Community First compares to Wisconsin peers

Net worth ratio
Top 21% of $1B–10B peers
Community First
12.8%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $1B–10B peers
Community First
1.4%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Community First

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.8% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community First insured?

Yes. Community First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First: frequently asked questions

Is Community First a good credit union?

Community First earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.40%).

Is Community First NCUA-insured?

Yes. Community First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community First?

Community First holds $6.7 billion in total assets, ranking 16th of 99 credit unions we track in Wisconsin. It serves 165,633 members.

Does Community First have CFPB complaints?

No CFPB complaints against Community First appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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