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credit union

Sheboygan Area

Sheboygan, WI · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Sheboygan Area is a credit union based in Sheboygan, Wisconsin, established in 1954, with $91 million in total assets serving 6,879 members. By Trust Grade it ranks 14th of 99 credit unions we track in Wisconsin. Its net worth ratio of 15.2% is stronger than 57% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Sheboygan Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$90.5M
<$100M institution
Members
6,879
Shares & deposits
Net worth ratio
15.2%
Top 43% of <$100M peers · Wisconsin median 12%
Return on assets
1.9%
Top 8% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#14
of 99 credit unions

How Sheboygan Area compares to Wisconsin peers

Net worth ratio
Top 43% of <$100M peers
Sheboygan Area
15.2%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of <$100M peers
Sheboygan Area
1.9%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Sheboygan Area

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.2% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sheboygan Area over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sheboygan Area insured?

Yes. Sheboygan Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sheboygan Area: frequently asked questions

Is Sheboygan Area a good credit union?

Sheboygan Area earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.85%).

Is Sheboygan Area NCUA-insured?

Yes. Sheboygan Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sheboygan Area?

Sheboygan Area holds $91 million in total assets, ranking 14th of 99 credit unions we track in Wisconsin. It serves 6,879 members.

Does Sheboygan Area have CFPB complaints?

No CFPB complaints against Sheboygan Area appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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