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credit union

Northwoods Community

Park Falls, WI · Est. 1953
B
Trust Grade
Strong
Score: 88/100

Northwoods Community is a credit union based in Park Falls, Wisconsin, established in 1953, with $94 million in total assets serving 7,947 members. By Trust Grade it ranks 78th of 99 credit unions we track in Wisconsin. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Northwoods Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$93.7M
<$100M institution
Members
7,947
Shares & deposits
Net worth ratio
10.7%
Bottom 22% of <$100M peers · Wisconsin median 12%
Return on assets
0.3%
Bottom 36% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#78
of 99 credit unions

How Northwoods Community compares to Wisconsin peers

Net worth ratio
Bottom 22% of <$100M peers
Northwoods Community
10.7%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Northwoods Community
0.3%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Northwoods Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northwoods Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northwoods Community insured?

Yes. Northwoods Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northwoods Community: frequently asked questions

Is Northwoods Community a good credit union?

Northwoods Community earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.33%).

Is Northwoods Community NCUA-insured?

Yes. Northwoods Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northwoods Community?

Northwoods Community holds $94 million in total assets, ranking 78th of 99 credit unions we track in Wisconsin. It serves 7,947 members.

Does Northwoods Community have CFPB complaints?

No CFPB complaints against Northwoods Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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