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credit union

Superior Municipal Employees

Superior, WI · Est. 1988
A
Trust Grade
Excellent
Score: 91/100

Superior Municipal Employees is a credit union based in Superior, Wisconsin, established in 1988, with $3 million in total assets serving 526 members. By Trust Grade it ranks 63rd of 99 credit unions we track in Wisconsin. Its net worth ratio of 16.6% is stronger than 65% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Superior Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.0M
<$100M institution
Members
526
Shares & deposits
Net worth ratio
16.6%
Top 35% of <$100M peers · Wisconsin median 12%
Return on assets
0.1%
Bottom 25% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#63
of 99 credit unions

How Superior Municipal Employees compares to Wisconsin peers

Net worth ratio
Top 35% of <$100M peers
Superior Municipal
16.6%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
Superior Municipal
0.1%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Superior Municipal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (16.6% capital ratio)
  • Profitable (ROA 0.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Superior Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Superior Municipal Employees insured?

Yes. Superior Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Superior Municipal Employees: frequently asked questions

Is Superior Municipal Employees a good credit union?

Superior Municipal Employees earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Profitable (ROA 0.10%).

Is Superior Municipal Employees NCUA-insured?

Yes. Superior Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Superior Municipal Employees?

Superior Municipal Employees holds $3 million in total assets, ranking 63rd of 99 credit unions we track in Wisconsin. It serves 526 members.

Does Superior Municipal Employees have CFPB complaints?

No CFPB complaints against Superior Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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