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credit union

Shoreline

Two Rivers, WI · Est. 1941
B
Trust Grade
Strong
Score: 89/100

Shoreline is a credit union based in Two Rivers, Wisconsin, established in 1941, with $153 million in total assets serving 8,023 members. By Trust Grade it ranks 67th of 99 credit unions we track in Wisconsin. Its net worth ratio of 10.5% trails most similarly sized credit unions (37th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Shoreline appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$153.1M
$100M–1B institution
Members
8,023
Shares & deposits
Net worth ratio
10.5%
Bottom 37% of $100M–1B peers · Wisconsin median 12%
Return on assets
0.6%
Bottom 43% of $100M–1B peers · Wisconsin median 0.86%
Rank in Wisconsin
#67
of 99 credit unions

How Shoreline compares to Wisconsin peers

Net worth ratio
Bottom 37% of $100M–1B peers
Shoreline
10.5%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Shoreline
0.6%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Shoreline

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Shoreline over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Shoreline insured?

Yes. Shoreline is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Shoreline: frequently asked questions

Is Shoreline a good credit union?

Shoreline earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.59%).

Is Shoreline NCUA-insured?

Yes. Shoreline is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Shoreline?

Shoreline holds $153 million in total assets, ranking 67th of 99 credit unions we track in Wisconsin. It serves 8,023 members.

Does Shoreline have CFPB complaints?

No CFPB complaints against Shoreline appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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