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credit union

Public Service

Wausau, WI · Est. 1935
A
Trust Grade
Excellent
Score: 90/100

Public Service is a credit union based in Wausau, Wisconsin, established in 1935, with $13 million in total assets serving 988 members. By Trust Grade it ranks 64th of 99 credit unions we track in Wisconsin. Its net worth ratio of 20.3% is stronger than 79% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Public Service appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.2M
<$100M institution
Members
988
Shares & deposits
Net worth ratio
20.3%
Top 21% of <$100M peers · Wisconsin median 12%
Return on assets
0.0%
Bottom 23% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#64
of 99 credit unions

How Public Service compares to Wisconsin peers

Net worth ratio
Top 21% of <$100M peers
Public Service
20.3%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of <$100M peers
Public Service
0.0%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Public Service

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (20.3% capital ratio)
  • Profitable (ROA 0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Public Service over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Public Service insured?

Yes. Public Service is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Public Service: frequently asked questions

Is Public Service a good credit union?

Public Service earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (20.3% capital ratio); Profitable (ROA 0.03%).

Is Public Service NCUA-insured?

Yes. Public Service is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Public Service?

Public Service holds $13 million in total assets, ranking 64th of 99 credit unions we track in Wisconsin. It serves 988 members.

Does Public Service have CFPB complaints?

No CFPB complaints against Public Service appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Service
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Wisconsin Medical
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Kenosha Police And Firemen's
credit union · Kenosha, WI · $9M assets
M.E. Employees
credit union · Wausau, WI · $18M assets
Brantwood
credit union · Brantwood, WI · $7M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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