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credit union

Lakewood

Rib Lake, WI · Est. 1961
C
Trust Grade
Average
Score: 75/100

Lakewood is a credit union based in Rib Lake, Wisconsin, established in 1961, with $15 million in total assets serving 1,130 members. By Trust Grade it ranks 95th of 99 credit unions we track in Wisconsin. Its net worth ratio of 11.6% trails most similarly sized credit unions (29th percentile), versus a Wisconsin median of 12%. It posted a loss over the most recent period (-1.40% return on assets), a point to watch. No consumer complaints against Lakewood appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.9M
<$100M institution
Members
1,130
Shares & deposits
Net worth ratio
11.6%
Bottom 29% of <$100M peers · Wisconsin median 12%
Return on assets
-1.4%
Bottom 7% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#95
of 99 credit unions

How Lakewood compares to Wisconsin peers

Net worth ratio
Bottom 29% of <$100M peers
Lakewood
11.6%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of <$100M peers
Lakewood
-1.4%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Lakewood

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
75/100
Customer experience
n/a
Overall
C · 75
  • Strongly capitalized (11.6% capital ratio)
  • Unprofitable over the period (ROA -1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lakewood over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lakewood insured?

Yes. Lakewood is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lakewood: frequently asked questions

Is Lakewood a good credit union?

Lakewood earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Unprofitable over the period (ROA -1.40%).

Is Lakewood NCUA-insured?

Yes. Lakewood is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lakewood?

Lakewood holds $15 million in total assets, ranking 95th of 99 credit unions we track in Wisconsin. It serves 1,130 members.

Does Lakewood have CFPB complaints?

No CFPB complaints against Lakewood appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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