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credit union

First Education

Cheyenne, WY · Est. 1947
90/ 100
Trust Grade
Excellent
90 out of 100

First Education is a credit union based in Cheyenne, Wyoming, established in 1947, with $88 million in total assets serving 5,576 members. By Trust Grade it ranks 12th of 18 credit unions we track in Wyoming. Its net worth ratio of 9.9% trails most similarly sized credit unions (17th percentile), versus a Wyoming median of 11.3%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against First Education appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$88.2M
<$100M institution
Members
5,576
Shares & deposits
Net worth ratio
9.9%
Bottom 17% of <$100M peers · Wyoming median 11.3%
Return on assets
1.1%
Top 27% of <$100M peers · Wyoming median 1.01%
Rank in Wyoming
#12
of 18 credit unions

How First Education compares to Wyoming peers

Net worth ratio
Bottom 17% of <$100M peers
First Education
9.9%
Wyoming median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of <$100M peers
First Education
1.1%
Wyoming median
1.0%
Higher ROA = more profitable relative to asset base

How we graded First Education

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
90/100
  • Well-capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for First Education over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Education insured?

Yes. First Education is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Education: frequently asked questions

Is First Education a good credit union?

First Education earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Strongly profitable (ROA 1.12%).

Is First Education NCUA-insured?

Yes. First Education is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Education?

First Education holds $88 million in total assets, ranking 12th of 18 credit unions we track in Wyoming. It serves 5,576 members.

Does First Education have CFPB complaints?

No CFPB complaints against First Education appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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