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credit union

Meridian Trust

Cheyenne, WY · Est. 1954
A
Trust Grade
Excellent
Score: 95/100

Meridian Trust is a credit union based in Cheyenne, Wyoming, established in 1954, with $728 million in total assets serving 43,655 members. By Trust Grade it ranks 7th of 18 credit unions we track in Wyoming. Its net worth ratio of 12.8% is stronger than 69% of similarly sized credit unions, versus a Wyoming median of 11.3%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Meridian Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$727.8M
$100M–1B institution
Members
43,655
Shares & deposits
Net worth ratio
12.8%
Top 31% of $100M–1B peers · Wyoming median 11.3%
Return on assets
0.6%
Bottom 47% of $100M–1B peers · Wyoming median 1.01%
Rank in Wyoming
#7
of 18 credit unions

How Meridian Trust compares to Wyoming peers

Net worth ratio
Top 31% of $100M–1B peers
Meridian Trust
12.8%
Wyoming median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
Meridian Trust
0.6%
Wyoming median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Meridian Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Meridian Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Meridian Trust insured?

Yes. Meridian Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Meridian Trust: frequently asked questions

Is Meridian Trust a good credit union?

Meridian Trust earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.64%).

Is Meridian Trust NCUA-insured?

Yes. Meridian Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Meridian Trust?

Meridian Trust holds $728 million in total assets, ranking 7th of 18 credit unions we track in Wyoming. It serves 43,655 members.

Does Meridian Trust have CFPB complaints?

No CFPB complaints against Meridian Trust appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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