Banks & credit unions in Monticello, AR

2 institutions headquartered in Monticello — 2 banks and 0 credit unions, holding $702M in combined assets. Ranked by Bankzia Trust Grade.

Banks in Monticello

1
Union Bank & Trust Company
bank · Monticello, AR · $329M assets
2
Commercial Bank & Trust Company
bank · Monticello, AR · $373M assets

From the Blog

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FDIC and NCUA insurance covers $250,000 per depositor, per ownership category, per institution. Here's how to think about how much to keep at a single bank — and when to spread it out.
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High-Yield Savings Accounts: What to Know in 2026
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Banking Guides
Are Credit Unions Safer Than Banks?
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Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
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State Guides
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State Guides
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2 banks in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated FDIC-insured banks in the state — and what the warning signs mean for depositors.
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Customer service interaction at a financial institution
State Guides
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State Guides
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