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Bhm Bank

Birmingham, AL · Est. 2000 · Website ↗
C
Trust Grade
Average
Score: 73/100

Bhm Bank is a bank based in Birmingham, Alabama, established in 2000, with $18 million in total assets across 1 branch. By Trust Grade it ranks 85th of 93 banks we track in Alabama. Its capital ratio of 14.0% is stronger than 66% of similarly sized banks, versus a Alabama median of 10%. It posted a loss over the most recent period (-5.96% return on assets), a point to watch. No consumer complaints against Bhm Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$17.7M
<$100M institution
Deposits
$14.4M
Branches
1
Capital ratio
14.0%
Top 34% of <$100M peers · Alabama median 10%
Return on assets
-6.0%
Bottom 1% of <$100M peers · Alabama median 1.08%
Rank in Alabama
#85
of 93 banks

How Bhm Bank compares to Alabama peers

Capital ratio
Top 34% of <$100M peers
Bhm Bank
14.0%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of <$100M peers
Bhm Bank
-6.0%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bhm Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (14.0% capital ratio)
  • Unprofitable over the period (ROA -5.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bhm Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2170 Highland Ave S, Birmingham, AL 35205

Are deposits at Bhm Bank insured?

Yes. Bhm Bank is an FDIC-insured bank (FDIC certificate #35314). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bhm Bank: frequently asked questions

Is Bhm Bank a good bank?

Bhm Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Unprofitable over the period (ROA -5.96%).

Is Bhm Bank FDIC-insured?

Yes. Bhm Bank is a FDIC-insured bank (FDIC certificate #35314). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bhm Bank?

Bhm Bank holds $18 million in total assets, ranking 85th of 93 banks we track in Alabama. It operates 1 branch.

Does Bhm Bank have CFPB complaints?

No CFPB complaints against Bhm Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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