Skip to main content
bank

Regions Bank

Birmingham, AL · Est. 1928 · Website ↗
C
Trust Grade
Average
Score: 73/100

Regions Bank is a bank based in Birmingham, Alabama, established in 1928, with $159.4 billion in total assets across 1261 branches. By Trust Grade it ranks 84th of 93 banks we track in Alabama. Its capital ratio of 11.3% is stronger than 63% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.45% return on assets. Consumers filed 3,449 complaints about REGIONS FINANCIAL CORPORATION with the CFPB — 21.6 per $1B in assets, a higher rate than 56% of peers.

Total assets
$159.4B
≥$100B institution
Deposits
$132.8B
Branches
1,261
Capital ratio
11.3%
Top 37% of ≥$100B peers · Alabama median 10%
Return on assets
1.4%
Top 12% of ≥$100B peers · Alabama median 1.08%
Rank in Alabama
#84
of 93 banks

How Regions Bank compares to Alabama peers

Capital ratio
Top 37% of ≥$100B peers
Regions Bank
11.3%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of ≥$100B peers
Regions Bank
1.4%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Regions Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
48.417367352855905/100
Overall
C · 73
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • 21.6 complaints per $1B in assets
  • Resolves 25% of complaints with relief

Consumer complaints (CFPB)

3,449 complaints filed with the CFPB against REGIONS FINANCIAL CORPORATION — 21.6 per $1B in assets.

Total complaints
3,449
Per $1B assets
21.6
Lower = better
Answered on time
100.0%
Closed with relief
24.6%
Complaints by product
Checking or savings account
1,802
Credit reporting or other personal consumer reports
442
Mortgage
254
Credit card
189
Debt collection
188

Branch locations (1261)

  • 200 W Water St, Woodbury, TN 37190
  • 231 E Broadway St, West Memphis, AR 72301
  • 6636 Church St, Douglasville, GA 30134
  • 1300 W Keiser Ave, Osceola, AR 72370
  • 407 N Kingshighway St, Cape Girardeau, MO 63701
  • 15 W Kytle St, Cleveland, GA 30528
  • 179 Elm St, Clinton, AR 72031
  • 801 Commerce St, Earle, AR 72331
  • 100 N Horner St, Oak Grove, LA 71263
  • 88 Union Ave, Memphis, TN 38103
  • 168 North Hill Street, Toccoa, GA 30577
  • 100 Grand Ave Sw, Fort Payne, AL 35967
  • 10 W Broad St, Cookeville, TN 38501
  • 312 Broadway, La Center, KY 42056
  • 10906 Saint Charles Rock Rd, Saint Ann, MO 63074
  • 408 Courthouse Sq, Bay Minette, AL 36507
  • 525 E Front St, Evergreen, AL 36401
  • 201 1st Ave E, Oneonta, AL 35121
  • 3000 S 6th St, Springfield, IL 62703
  • 8018 Highway 23, Belle Chasse, LA 70037
  • 1701 Lee St, Rogersville, AL 35652
  • 1104 Paris Rd, Mayfield, KY 42066
  • 16051 W Dixie Hwy, North Miami Beach, FL 33160
  • 3491 E Sam Houston Pkwy S, Pasadena, TX 77505
  • 333 E Pershing Rd, Decatur, IL 62526
  • 5050 W Northgate Rd, Rogers, AR 72758
  • 8405 State Street, East St. Louis, IL 62203
  • 2995 Canton Hwy, Ball Ground, GA 30107
  • 50 Beverly Pkwy, Pensacola, FL 32505
  • 111 N Orange Ave, Orlando, FL 32801
  • 4417 University Ave, Cedar Falls, IA 50613
  • 5401 N Belt W, Belleville, IL 62226
  • 2400 E Highland Dr, Jonesboro, AR 72401
  • 1200 Broad St, Phenix City, AL 36867
  • 6013 Nw 7th Ave, Miami, FL 33127
  • 1900 N 18th St, Monroe, LA 71201
  • 100 E Robert Toombs Ave, Washington, GA 30673
  • 76 Main St W, Rainsville, AL 35986
  • 20901 Sw 112th Ave, Cutler Bay, FL 33189
  • 321 N Seminary St, Florence, AL 35630

Are deposits at Regions Bank insured?

Yes. Regions Bank is an FDIC-insured bank (FDIC certificate #12368). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Regions Bank: frequently asked questions

Is Regions Bank a good bank?

Regions Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 98/100 and a customer-experience score of 48.417367352855905/100. Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.45%).

Is Regions Bank FDIC-insured?

Yes. Regions Bank is a FDIC-insured bank (FDIC certificate #12368). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Regions Bank?

Regions Bank holds $159.4 billion in total assets, ranking 84th of 93 banks we track in Alabama. It operates 1261 branches.

How many complaints does Regions Bank have?

Consumers filed 3,449 complaints about REGIONS FINANCIAL CORPORATION with the CFPB, or 21.6 per $1B in assets. 100% were answered on time. 25% closed with relief to the consumer.

Similar Banks

Servisfirst Bank
bank · Birmingham, AL · $18.2B assets
River Bank & Trust
bank · Prattville, AL · $3.9B assets · 15 complaints
Bank Independent
bank · Sheffield, AL · $3.0B assets
Cb&S Bank, Inc.
bank · Russellville, AL · $2.9B assets
Bryant Bank
bank · Tuscaloosa, AL · $2.9B assets
Oakworth Capital Bank
bank · Birmingham, AL · $2.0B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →