River Bank & Trust is a bank based in Prattville, Alabama, established in 2006, with $3.9 billion in total assets across 25 branches. By Trust Grade it ranks 62nd of 93 banks we track in Alabama. Its capital ratio of 8.7% trails most similarly sized banks (18th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.52% return on assets. Consumers filed 15 complaints about River Financial Inc. with the CFPB — 3.8 per $1B in assets, a lower rate than 59% of peers.
How River Bank & Trust compares to Alabama peers
How we graded River Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.52%)
- 3.8 complaints per $1B in assets
Consumer complaints (CFPB)
15 complaints filed with the CFPB against River Financial Inc. — 3.8 per $1B in assets.
Branch locations (25)
- 1479 W Main St, Dothan, AL 36301
- 2611 Legends Dr, Prattville, AL 36066
- 2394 E University Dr, Auburn, AL 36830
- 10 Cambridge Dr, Wetumpka, AL 36093
- 7075 Halcyon Park Dr, Montgomery, AL 36117
- 244 S 3rd St, Gadsden, AL 35901
- 306 S Main St, Enterprise, AL 36330
- 612 S Memorial Dr, Prattville, AL 36067
- 620 2nd Ave N, Clanton, AL 35045
- 309 Maxwell Blvd, Montgomery, AL 36104
- 3850 W Main St, Dothan, AL 36305
- 1804 Thomason Dr, Opelika, AL 36801
- 3617 Highway 280, Alexander City, AL 35010
- 3111 Alabama Hwy 14, Millbrook, AL 36054
- 110 South University Boulevard, Mobile, AL 36608
- 254 Moulton St E, Decatur, AL 35601
- 1301 Us Highway 98, Daphne, AL 36526
- 1192 S Donahue Dr, Auburn, AL 36832
- 401 Holmes Avenue, Huntsville, AL 35801
- 33 Shell St, Saraland, AL 36571
- 118 North Royal Street, Mobile, AL 36602
- 401 East Tennesee Street, Florence, AL 35630
- 1300 Greensboro Ave, Tuscaloosa, AL 35401
- 1100 Montgomery Hwy, Vestavia Hills, AL 35216
- 36150 Emerald Coast Pkwy, Destin, FL 32541
Are deposits at River Bank & Trust insured?
Yes. River Bank & Trust is an FDIC-insured bank (FDIC certificate #58255). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
River Bank & Trust: frequently asked questions
Is River Bank & Trust a good bank?
River Bank & Trust earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 93/100 and a customer-experience score of 76.82/100. Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.52%).
Is River Bank & Trust FDIC-insured?
Yes. River Bank & Trust is a FDIC-insured bank (FDIC certificate #58255). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is River Bank & Trust?
River Bank & Trust holds $3.9 billion in total assets, ranking 62nd of 93 banks we track in Alabama. It operates 25 branches.
How many complaints does River Bank & Trust have?
Consumers filed 15 complaints about River Financial Inc. with the CFPB, or 3.8 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
