Midsouth Bank is a bank based in Dothan, Alabama, established in 1912, with $746 million in total assets across 14 branches. By Trust Grade it ranks 64th of 93 banks we track in Alabama. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Midsouth Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midsouth Bank compares to Alabama peers
How we graded Midsouth Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midsouth Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 16 S Midway St, Clayton, AL 36016
- 2526 W Main St, Dothan, AL 36301
- 520 N Broadway St, Ashford, AL 36312
- 1418 W 23rd St, Panama City, FL 32405
- 519 E Glenn Ave, Auburn, AL 36830
- 2224 Ross Clark Cir, Dothan, AL 36301
- 4015 W Main St, Dothan, AL 36305
- 3776 Montgomery Hwy, Dothan, AL 36303
- 230 S Eufaula Ave, Eufaula, AL 36027
- 768 Beal Pkwy N, Fort Walton Beach, FL 32547
- 12851 Panama City Beach Pkwy, Panama City Beach, FL 32407
- 201 S Monroe St, Tallahassee, FL 32301
- 40 N Palafox St, Pensacola, FL 32502
- 1938 Village Green Way, Tallahassee, FL 32308
Are deposits at Midsouth Bank insured?
Yes. Midsouth Bank is an FDIC-insured bank (FDIC certificate #2777). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midsouth Bank: frequently asked questions
Is Midsouth Bank a good bank?
Midsouth Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.77%).
Is Midsouth Bank FDIC-insured?
Yes. Midsouth Bank is a FDIC-insured bank (FDIC certificate #2777). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Midsouth Bank?
Midsouth Bank holds $746 million in total assets, ranking 64th of 93 banks we track in Alabama. It operates 14 branches.
Does Midsouth Bank have CFPB complaints?
No CFPB complaints against Midsouth Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
