First Community Bank Of Central Alabama is a bank based in Wetumpka, Alabama, established in 2001, with $698 million in total assets across 9 branches. By Trust Grade it ranks 74th of 93 banks we track in Alabama. Its capital ratio of 6.3% trails most similarly sized banks (4th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 2.45% return on assets. No consumer complaints against First Community Bank Of Central Alabama appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Community Bank Of Central Alabama compares to Alabama peers
How we graded First Community Bank Of Central Alabama
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.3% capital ratio)
- Strongly profitable (ROA 2.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Community Bank Of Central Alabama over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 715 Wilson St, Wetumpka, AL 36092
- 3300 Highway 14, Millbrook, AL 36054
- 1875 Kowaliga Rd, Eclectic, AL 36024
- 1761 E Main St, Prattville, AL 36066
- 9788 Holtville Rd, Wetumpka, AL 36092
- 211 Highway 82 Byp W, Prattville, AL 36067
- 526 Gilmer Ave, Tallassee, AL 36078
- 1600 Alabama Highway 229, Tallassee, AL 36078
- 710 Commercial Pkwy, Prattville, AL 36066
Are deposits at First Community Bank Of Central Alabama insured?
Yes. First Community Bank Of Central Alabama is an FDIC-insured bank (FDIC certificate #57124). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Community Bank Of Central Alabama: frequently asked questions
Is First Community Bank Of Central Alabama a good bank?
First Community Bank Of Central Alabama earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.3% capital ratio); Strongly profitable (ROA 2.45%).
Is First Community Bank Of Central Alabama FDIC-insured?
Yes. First Community Bank Of Central Alabama is a FDIC-insured bank (FDIC certificate #57124). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Community Bank Of Central Alabama?
First Community Bank Of Central Alabama holds $698 million in total assets, ranking 74th of 93 banks we track in Alabama. It operates 9 branches.
Does First Community Bank Of Central Alabama have CFPB complaints?
No CFPB complaints against First Community Bank Of Central Alabama appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
