Traditions Bank is a bank based in Cullman, Alabama, established in 2003, with $875 million in total assets across 6 branches. By Trust Grade it ranks 25th of 93 banks we track in Alabama. Its capital ratio of 10.1% is stronger than 50% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Traditions Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Traditions Bank compares to Alabama peers
How we graded Traditions Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Traditions Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 109 2nd Ave Nw, Cullman, AL 35055
- 40 Holly Pond Blountsville Rd, Holly Pond, AL 35083
- 19 Helicon Rd, Arley, AL 35541
- 121 White Oak Trl, Warrior, AL 35180
- 639 Alabama Highway 69s, Hanceville, AL 35077
- 380 Highway 67 S, Decatur, AL 35603
Are deposits at Traditions Bank insured?
Yes. Traditions Bank is an FDIC-insured bank (FDIC certificate #57554). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Traditions Bank: frequently asked questions
Is Traditions Bank a good bank?
Traditions Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.07%).
Is Traditions Bank FDIC-insured?
Yes. Traditions Bank is a FDIC-insured bank (FDIC certificate #57554). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Traditions Bank?
Traditions Bank holds $875 million in total assets, ranking 25th of 93 banks we track in Alabama. It operates 6 branches.
Does Traditions Bank have CFPB complaints?
No CFPB complaints against Traditions Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
